Money

Money is Just a Tool

Mom, money is just a tool in my toolbox.

Aging gives you adult children who teach you a new perspective. One night, a son told me about a costly repair. I don’t remember the details, but I remember his words. “Mom, money is just a tool in my toolbox. I take it out when I need to.”

That perspective may sound simplistic or naive or spoken like someone with plenty of money. I found it freeing.

I don’t resent opening my husband’s toolbox or our shed or my sewing basket when I need a tool. Considering my money a tool and my bank account a toolbox made withdrawals easier.

The money tool can be costly but so was our neighbor’s riding mower. Obviously, a used money tool is not put back in the shed, which means I must plan for restocking.

As I age and my physical limitations increase, I am learning to use more of the tools in my bank accounts.

Time is more valuable than money. You can get more money, but you cannot get more time.

jim Rohn
Decisions

Choices Or Sacrifices?

We make choices. I hate to say sacrifices. If we truly love this sport and we have these goals and dreams in the sport, the classroom, or in life, they’re not sacrifices. They’re choices that we make to fulfill these goals and dreams.

Deena Kastor Bronze Medalist 2004 Olympics

Years before I heard Kastor speak, I was struck by a comment made by another Olympian. His perspective agreed with Kastor. He believed that athletes made choices, not sacrifices. However, he didn’t discount sacrifices; they were made by his family and friends rather than him.

Along the way, I learned that few—including myself—recognize the sacrifices imposed when dreams are followed. Or when day-to-day choices are made. I am learning to discern whether the decisions that I and others make are sacrifices or choices.

Choosing or sacrificing?

God's Faithfulness, Stories I Share

Stories I Share: My Neighbor

With each move, my husband and I pray specifically about many aspects. Not only have our prayers been answered, but we have also received more than we asked.

Thirty-two years ago this week, my husband and I signed the contract for our current house. While it was being built, one night I prayed, “If someone is supposed to be my neighbor and is about to buy another house, please stop them.” I don’t know why that came to mind.

Our next-door neighbors moved in seven weeks after we did. Weeks later, Terri asked if I would run a mile with her in the evenings. She was preparing for her Marine physical fitness test. I agreed. It gave us both exercise and good conversations.

During one run, we discussed choosing our neighborhood. She said, “We were ready to sign a contract on a house in another subdivision. We decided to sign it at home and told the builder we would be back. On the way home, we saw this new development. After we stopped and toured the model houses, we tore up the first contract.”

Thrilled, I told her she was the answer to my prayer.

Basics, God's Faithfulness

My Inheritance

When my uncle passed in 2020, I received an inheritance. (See here) Given the distance between my home and his, I could not claim most of it.

My great-aunt’s working sewing machine was donated.

While giving items to my uncle’s friends and arranging donations, I thought about the future inheritance I could claim. Neither distance nor limited time and energy could keep me from it.

But, as it is written, “What no eye has seen, nor ear heard, nor the heart of man imagined, what God has prepared for those who love him—”

1 Corinthians 2:9 (ESV)

I was an unlikely heir. My uncle’s daughter and wife had passed. My uncle’s relationships with other potential heirs had been damaged. My brother and I were grafted in.

Then you will say, “Branches were broken off so that I might be grafted in.”

Romans 11:19 (ESV)

I considered my situation an analogy of the Gentiles being included in the inheritance belonging to the Israelites.

Deeply understanding the truth of being grafted in to receive an inheritance that could not be lost was more valuable than anything I left behind in Oklahoma.

Thank you for the lesson, Uncle Floyd.

Homeschooling, Parenting

Looking for Words or Letters?

Given that I am not fond of word search books, I surprised myself by returning to a Christmas word search game during one holiday. It was online, and I set a time limit to beat.

As certain words became harder to find, I looked letter by letter—all the “N”s for “Nativity” or all the “G”s for “Gift.” It took weeks to learn that this process was not expedient. If I leaned back in my chair and looked for the entire word, I had better results.

I have been thinking about this discovery. A lot. Do I make my journey—with parenting, homeschooling, or friendships—slower and harder by focusing on life’s “letters” rather than the “words?” Or do both have a time? Just wondering.

Do you focus on letters or words?